Credit Check Data

Verify a credit applicant’s intent and ability to pay

Overview

Credit Check Data is a merit you can add to your metamap that allows you to verify your user's credit history. MetaMap checks indicators like number of open debts (for example, loans, credit cards), payment trends, and delinquency trends.

Verification DashboardVerification Dashboard

Verification Dashboard

Availability

Credit Check Data is currently available:

  • In Latin America: Brazil, Argentina & Mexico (Coming Soon)
  • This can be integrated through our (1) mobile & web SDKs and through (2) direct link.

Features

  • Credit Score Quick credit snapshot

  • Downloadable Full Credit Report View an expandable summary on the dashboard or download the full report

  • Demographic Details Demographic information such as age and gender are shown

Setup

There are 3 main steps to set up the Credit Check merit:

  1. Setup your metamap on the dashboard
  2. Use our quick start integration steps
  3. Process verification results

Step 1: Setup a Metamap

The first step to setting up an Credit Check merit is to create a new metamap in the Dashboard. Once you've created a new metamap, add the Credit Check product to the user flow.

Step 2: Integrate

There are 2 ways you can use MetaMap's Credit Check :

  1. Direct Link — Send your users a link to enter their information on MetaMap's prebuilt UX
  2. MetaMap Button — Integrate our MetaMap Button SDK into your application to use our prebuilt UX

--

Integrate via Direct Link

If you are not a developer, or you don't have the resources to integrate at this time, you can start using the product in minutes without any code with our Direct Link.

To implement this:

  1. Set up the metamap for Bank Account Data in the dashboard
  2. Get the Direct Link
  3. Send the Direct Link to your users

Integrate our MetaMap Button via SDK

Use our SDK integration if you want to use Metamap's verification tools but design your own experience for your users.

To implement this:

  1. Setup the metamap for Credit Check Data in the dashboard
  2. Install and implement an SDK framework

Step 3: Process Verification Results

Webhook verification results

You will need to configure your webhooks, then handle the webhook responses that will be sent to your webhook URL.

Step 3: Process verification results

View the full results in the verification dashboard

References

Supported credit bureaus

The available data per institution is indicated with green dots ():

Country

Credit Bureaus

Data

Mexico (Coming Soon)

Circulo de Credito

Credit Score
Downloadable Full Credit Report
Demographic Details

Brazil

Serasa

Credit Score
Downloadable Full Credit Report
Demographic Details

Argentina

Fidelitas

Credit Score
Downloadable Full Credit Report
Demographic Details

Did this page help you?